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Are Czech Flat-Rate Tax Schemes for Freelancers Too Generous?

Recent findings by PAQ Research have reignited the discussion around how self-employed individuals (OSVČ) are taxed in the Czech Republic. The study reveals that many freelancers benefit from flat-rate expense schemes (so-called “paušály”) that often significantly exceed their actual business expenses — sometimes by up to four times. But what does this mean for the tax system, and should expats in the Czech Republic care?

💡 What Are Flat-Rate Expenses (Paušální Výdaje)?

In the Czech tax system, freelancers can either:

  • Deduct real business expenses, or

  • Apply a percentage-based flat-rate expense scheme, where a fixed percentage of income (typically 30–80%) is automatically deducted as presumed costs, regardless of actual expenditures.

This system simplifies bookkeeping and reduces the tax base — making it especially attractive to sole traders with low overheads.

📊 Key Findings of the PAQ Research Study

According to PAQ Research:

  • Half of all self-employed people pay virtually no income tax.

  • Many OSVČ using flat-rate schemes deduct significantly more than they actually spend on business-related costs.

  • For some, the flat-rate deduction is up to four times higher than their real expenses.

  • These schemes result in lower contributions to the public budget — including the health and social security systems.

⚖️ Why It Matters

While the flat-rate system encourages entrepreneurship and reduces administrative burden, it also:

  • Reduces the effective taxation of freelancers compared to employees.

  • Places pressure on public finances, especially in areas like pensions and healthcare funding.

  • Creates potential inequities between employees and OSVČ with similar income levels.

The Ministry of Finance is reportedly considering reforms to make the system more balanced and sustainable.

🌍 What Should Expats Know?

If you’re a freelancer in the Czech Republic, especially using the 60% or 80% flat-rate expense regime:

  • You may currently benefit from generous deductions, but reforms may reduce these in the future.

  • It’s wise to review your actual business costs and consider whether a real-expense deduction might make sense in the long run.

  • The flat-rate tax scheme (paušální daň) is a separate simplified regime with set monthly payments — and may also be affected by upcoming changes.

✅ Our Advice

At Expat-Tax.cz, we recommend regularly reviewing your setup. While the flat-rate expense system is convenient, its future may involve tighter rules or caps.

📩 Contact us for a personalized consultation.